01 / Product
Product Strategy & Execution
From zero-to-one product definition through scaling to international markets. I work alongside your team to set the vision, prioritise ruthlessly, and ship what matters.
Product · FinTech · Insurance advisory
Building products that move markets.
Product. Strategy. FinTech. Insurance. Growth. I help founders and leadership teams define, build, and scale products that win — from MVP to international expansion.
Trusted by teams across FinTech, insurance & beyond
wefoxOradianIndico CapitalClosers AIKreditechWikimedia FoundationCOVUStartupbootcampFusionFintech ForumXPRENEURSThe Holt XchangeFLEX PaymentTechstarsBuildlinxKontomatikREpower SystemsYES Bank
wefoxOradianIndico CapitalClosers AIKreditechWikimedia FoundationCOVUStartupbootcampFusionFintech ForumXPRENEURSThe Holt XchangeFLEX PaymentTechstarsBuildlinxKontomatikREpower SystemsYES Bank
15+
Years operating
Building, advising, investing and scaling — on every side of the table.
60+
Countries worked in
Global stages, accelerator juries, and teams across four continents.
2×
Chief Product Officer
wefox in insurance, Oradian in banking — both at scale.
40 under 40
European Parliament
Internationally awarded executive and FinTech voice.
Ricardo Vidal · Hamburg, Germany
Who I am
Operator first,
adviser second.
Internationally awarded Executive — including a 40 under 40 award at the European Parliament — with over 15 years on all sides of the table: building, advising, investing, and scaling.
From Chief Product Officer roles at wefox (insurance) and Oradian (banking), to advising startups at Indico Capital Partners and co-founding Closers AI, I bring a hands-on, operator-first approach to every engagement.
I have travelled and worked in over 60 countries, spoken at global stages, and served as jury and mentor at accelerators worldwide. I care about execution as much as vision.
Advisory
Three ways I work
with your team.
Hands-on advisory for founders, CPOs, and leadership teams navigating product, growth, and market expansion.
02 / Domain
FinTech & InsurTech Advisory
Deep domain expertise in banking, insurance, and financial services. Regulatory navigation, platform architecture, and go-to-market for financial products.
03 / Scale
Growth & Internationalisation
Scaling products across borders and cultures. Market entry strategy, localisation frameworks, and building teams that operate globally from day one.
Speaking & mentoring
Keynotes, workshops,
and juries.
Global events and accelerators, on the topics that define modern product leadership.
FinTechProduct & LeadershipAI & Innovation
GrowthInternationalisationEntrepreneurship
Startup Ecosystems
Get in touch
Let’s talk about what you’re building.
Whether you are exploring advisory, looking for a speaker, or want to discuss a collaboration — I would love to hear from you.